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Interest rates have dominated the housing conversation for years — and for good reason.They influence everything: prices, demand, inventory, and buyer behaviour.So the question is: “How will interest rates affect London home prices in 2025 and 2026?” Here’s a breakdown using the latest economic forecasts. 1. Where Rates Stand Today As of late 2025, major lenders report: 5-year fixed: 5.4–5.8% Variable: 5.9–6.2% These are higher than pandemic lows but not historically extreme

If you’re buying your first home or looking for value in London, one question comes up immediately: “What is the cheapest area to buy a house in London?” London has several neighbourhoods where affordability, convenience, and long-term value come together. Here’s a clear, up-to-date breakdown based on 2025 market data. 1. White Oaks — Best Overall Affordability White Oaks remains one of the most budget-friendly neighbourhoods in the city.You ’ll find: Semi-detached homes Town

After a period of cooling, many London homeowners and buyers are asking the same thing: “Are house prices in London expected to rise again?” And the answer — based on the 2025 data — is yes , but with a gradual, steady climb rather than a sudden jump. 1. What the Latest Numbers Tell Us The London & St. Thomas Association of REALTORS® (LSTAR)  reports the average home price in late 2025 is hovering around $620,000 , slightly down year-over-year but stabilizing month-to-month.

As a realtor who lives, works, and breathes Oakridge, I get asked this all the time: “Is Oakridge actually a good place to live?” The short answer? Absolutely — and I can say that as both a local resident and  someone who helps families move here every year.Oakridge is one of London’s most established, scenic, and community-driven neighbourhoods. Here’s what makes it special. 1. Large Lots, Mature Trees & Beautiful Streets Oakridge is known for wide streets, big lots, tall tr

If you’re starting your home-buying journey, one of the first questions you’ll ask is: “How much do I actually need for a down payment?” The answer depends on the price of the home you’re buying — but the rules are the same whether you’re purchasing in Oakridge, Byron, Stoney Creek, or anywhere else in London. Here’s a simple, clear breakdown based on today’s real market numbers. 1. The Basic Down Payment Rules in Canada The Government of Canada sets down payment minimums bas

If you’ve noticed “Days on Market” creeping up in London listings, you’re not imagining it. Homes that once sold in a weekend are now taking three to six weeks  — and there are a few key reasons behind this shift. Let’s break down what’s happening in 2025 and what it means if you’re buying or selling. 1. More Inventory = More Options for Buyers LSTAR reports a 20%+ increase in active listings  compared to last year.When buyers have more choice, urgency naturally drops — meani

When you’re buying a home, it’s easy to fall in love with the kitchen, the layout, or the backyard — but it’s the red flags  you don’t  notice that can cost you thousands later.Whether you’re a first-time buyer or seasoned mover, here are the biggest warning signs to watch for in London homes. 1. Foundation Cracks Not all cracks are serious — but large horizontal cracks or ones wider than a few millimeters can signal structural movement. Homes in older neighbourhoods like Old

If you’ve been watching London’s real estate scene in 2025, you’ve probably heard people say it’s a “buyer’s market” — but what does that actually mean? Let’s take a clear look at what’s happening right now in London using real data and real on-the-ground experience. 1. What the Market Indicators Are Showing The London & St. Thomas Association of REALTORS® (LSTAR)  reports a sales-to-new-listings ratio (SNLR)  around 31%  heading into late 2025. To translate that: SNLR under

If you’re planning to buy a home in 2025, one of the biggest questions is: “Which neighbourhood in London should I buy in?” The good news? London is full of strong pockets — each offering something a little different depending on your budget, lifestyle, and goals.Let’s break down the top areas to consider this year, using real market trends and local insight. 1. Oakridge — Still One of London’s Most Loved Communities Oakridge remains one of the most sought-after neighbourhood

If you’ve been wondering whether now is a good time to buy in London, you’re not alone. Between interest rates, shifting prices, and endless headlines, it can feel impossible to figure out the “right” moment to make a move.Let’s break it down using real 2025 data — and more importantly, real local context. 1. What the Market Looks Like Right Now The London & St. Thomas Association of REALTORS® (LSTAR)  reports that the average home price in late 2025 is roughly $620K , down s

If you're trying to get a sense of where London Ontario home prices are headed over the next five years, you’re not alone. Buyers, sellers, and investors all want clarity — especially after the rollercoaster years of 2020–2023 and the cooling period of 2024–2025.The good news? The next half-decade looks far more predictable — and far more balanced — than the years behind us. 1. What the Latest Data Says According to the London & St. Thomas Association of REALTORS® (LSTAR) , t

Every January, predictions flood in about where housing prices are heading — and 2025 has been no different. The question I hear most is: “Will London home prices fall this year?”  The answer: prices may soften slightly , but the market’s foundation remains strong. Let’s unpack what the experts — and the numbers — actually show. The 2025 Outlook in Numbers According to the London & St. Thomas Association of REALTORS® (LSTAR) , the average sale price for homes in the region sa

If you’ve been scrolling listings at midnight asking yourself “Should I buy now or wait?” , you’re in good company. Buyers across London are weighing the same question. Rates, prices, and headlines all seem to pull in different directions — so let’s cut through the noise and look at what the 2025 data and local experience actually say. Rates vs. Reality Mortgage rates are still the elephant in the room. As of October 2025, five-year fixed rates hover around 5.4 to 5.8 percent

Every month, I get asked: “So, how’s the London market doing?” The truth? It depends on who you are — buyer, seller, or investor — but the 2025 market tells a story of balance returning after several years of extremes. A Market Finding Its Footing After years of record highs and sharp corrections, London’s real estate market in late 2025 is steadying . The London & St. Thomas Association of REALTORS® (LSTAR)  reports an average home price of $622,805  for September 2025 — dow

It’s the question on every buyer and seller’s mind: “Will house prices in London, Ontario drop this year?”  After two years of sharp fluctuations, the 2025 market is starting to settle — and while we’re seeing modest softening, the data paints a more balanced picture than many headlines suggest. The Data Behind the Forecast According to the London & St. Thomas Association of REALTORS® (LSTAR) , the average home price  in London for September 2025 was $622,805 , down about 2.9

If you’ve been watching the housing headlines for the London region, you’re probably wondering: “Are home prices in London, Ontario actually falling?”  Good question. The short answer: yes — the data shows downward pressure, but there’s nuance behind what that means for buyers and sellers. What the Numbers Show According to the London & St. Thomas Association of REALTORS® (LSTAR), the average selling price across London dropped to around $622,805  in September 2025, down 4.4%