Mortgages in London Ontario
Understanding your mortgage options is the first step to buying with confidence. Justin connects London Ontario buyers with trusted, local mortgage professionals who make the process straightforward.
Mortgage Education
Fixed vs. variable, amortization, stress test — understand all the key mortgage concepts before you buy.
Learn more →Mortgage Calculator
Estimate your monthly payments based on purchase price, down payment, and current London Ontario rates.
Calculate now →Get Pre-Approved
A pre-approval letter gives you a concrete budget and shows sellers you're a serious buyer. Start today.
Get started →First-Time Buyer Programs in Canada
First Home Savings Account (FHSA)
Contribute up to $8,000/year (lifetime max $40,000) and deduct contributions from your income. Grow the funds tax-free and withdraw tax-free for your first home.
RRSP Home Buyers' Plan
Withdraw up to $35,000 from your RRSP tax-free to use toward your first home. Repay over 15 years — or treat as income if you don't.
First-Time Home Buyers' Tax Credit
Claim up to $1,500 in federal tax savings in the year you purchase your first qualifying home.
Ontario Land Transfer Tax Rebate
First-time buyers in Ontario may receive a rebate of up to $4,000 on the provincial land transfer tax.
Connect with a Trusted London Ontario Mortgage Professional
Justin works with a trusted network of local mortgage brokers and specialists who provide competitive rates and personalized advice. Tell us your situation and we'll connect you with the right person.
Call 519.639.5176