Get Mortgage Pre-Approved
A mortgage pre-approval is your competitive advantage in the London Ontario market. Know your budget, shop with confidence, and move fast when the right home appears.
Why Get Pre-Approved First?
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Know Your Real Budget
Online calculators are estimates. A pre-approval from a lender gives you a firm, confirmed maximum — so you shop for homes you can actually afford.
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Move Fast on Offers
In a competitive London Ontario market, sellers prefer buyers who are already approved. A pre-approval letter can make your offer stand out.
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Lock In Today's Rate
Many lenders offer rate holds of 90–120 days from your pre-approval date. If rates rise while you shop, you're protected.
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Identify Issues Early
If there's a credit or income issue that could affect your mortgage, better to discover it before you're in love with a home.
What You'll Need
- • Government-issued photo ID
- • Last 2 years of Notice of Assessments (T1 generals)
- • Last 2 pay stubs (if employed)
- • 90-day bank statements showing down payment
- • Consent for credit check
Request Your Pre-Approval Referral
Justin will connect you with a trusted London Ontario mortgage professional who will guide you through the pre-approval process — at no cost to you.